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✅ Terms of Use (Website)

Terms of Use

Last Updated: 20 April 2025

Welcome to Jo-Anne Kirkman. By using this website, you agree to the following terms and conditions. Please read them carefully.


1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use, as well as our Privacy Policy and Disclaimer. If you do not agree with any part of these terms, please do not use the site.


2. Use of Content

All content on this website—including text, graphics, images, videos, logos, and other materials—is the property of Jo-Anne Kirkman and is protected by copyright and intellectual property laws.

You may:

  • View and print content for personal, non-commercial use only

You may not:

  • Reproduce, republish, or redistribute any content without written permission
  • Use the site or its content for unlawful or harmful purposes

3. User Conduct

You agree to use the site in a respectful and lawful manner. You may not:

  • Post or share harmful, defamatory, or abusive content
  • Attempt to gain unauthorized access to any part of the site or its systems
  • Use the site to send spam, malware, or any malicious content

4. No Guarantees or Warranties

The site is provided “as is.” We do not guarantee:

  • That the information is accurate, reliable, or up to date
  • That the site will be available at all times or free of errors

You use the site at your own risk.


5. Limitation of Liability

We will not be held liable for any damages, losses, or injuries resulting from your use of the site, or reliance on any content found here.


6. External Links

This site may contain links to external websites. We are not responsible for their content, accuracy, or privacy practices.


7. Changes to These Terms

We may update these Terms of Use at any time. Changes will be posted here, and your continued use of the site means you accept the updated terms.


8. Contact Us

If you have questions about these terms, please contact us at [Insert Email Address].


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