✅ Terms of Use (Website)

Last Updated: 10 July 2026

Welcome to Jo-Anne Kirkman. By using this website, you agree to the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using this website, you agree to these Terms of Use, together with the Privacy Policy, Cookie Policy, and Disclaimer published on this website. If you do not agree with any part of these terms, please do not use the site.

2. Use of Content

All content on this website—including text, graphics, images, videos, logos, and other materials—is the property of Jo-Anne Kirkman and is protected by copyright and intellectual property laws.

You may:

  • View and print content for your own personal, non-commercial use.

You may not:

  • Reproduce, republish, distribute, modify, or commercially exploit any content without my prior written permission.
  • Use this website or its content for any unlawful, fraudulent, or harmful purpose.

3. Intellectual Property

Unless otherwise stated, all original articles, essays, photographs, graphics, and other content published on this website are the intellectual property of Jo-Anne Kirkman and are protected by applicable copyright and intellectual property laws.

4. User Conduct

You agree to use the site in a respectful and lawful manner. You may not:

  • Post or share harmful, defamatory, or abusive content.
  • Attempt to gain unauthorized access to any part of the site or its systems.
  • Use the site to send spam, malware, or any malicious content.
  • Impersonate another person or misrepresent your identity.

5. No Guarantees or Warranties

While I take reasonable care to keep this website accurate and available, I cannot guarantee:

  • That the information is accurate, reliable, or up to date
  • That the site will be available at all times or free of errors

You use the site at your own risk.

6. Limitation of Liability

To the fullest extent permitted by law, I am not liable for any loss, damage, or expense arising from your use of this website or reliance on its content.

7. External Links

This website may contain links to third-party websites. Those websites operate under their own terms and privacy policies, and I am not responsible for their content or privacy practices.

8. Changes to These Terms

I may update these Terms of Use at any time. Changes will be posted here, and your continued use of the site means you accept the updated terms.

9. Contact Me

If you have questions about these terms, please contact me at jo@joannekirkman.com.

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